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98-BJ-G478-3 023857 M 23851 4. *!;.3^132 lf we pay for such a loss, our payment to the insured is limited to that insured's insurable interest in the property less any payments we firyt made !o a mortgagee or other party with a tegal secured interest in the property. ln no event will we pay more than the Limit Of lnsurance. As used here, domestic abuse means intentionally, knowingly, or recklessly causing physical loss to covered property so as to intimidate or aftempt to contol the behavior of another insured. The paragraph titled SECTION I - PROPERTY under Other lnsurance is replaced by the following: SECTION I - PROPERTY With respect to insurance provided under SECTION l- PROPERTY: a. You may have other insurance subject to the same plan, terms, conditions and provisions as the insurance under this policy. lf you.do, we will pay our share of the covered loss. Our share is the proportion that the applicable Limit Of lnsurance under this policy bears to the limits of insurance of all insurance covering on the same basis. b. lf there is other insurance covering the same loss, other than that described in Paragraph a. above, we will pay only for the amount of covered loss in excess of the amount due from that other insuranCe, whether you can collect on it or not. But we will not pay more than the applicable Limit Of lnsurance. Houever, his insurance is_pdmary and does not contribute with any other insurance for a covered loss to property as de- scribed in Coverage A - Buildings frat you do not own and rrrdrich is your insurance responsibility according io tlie terms of a lease or rental agreement. We will decide if our payment for loss will be made to you or to the owner of the property. But we will not pay more than the applicable Limit Of lnsurance of SECTION I - PROPERTY coverages shown in th'e Declarations. The following are added to Paragraph 10. Transfer Of Rights Of Recovery Against Others To Us: Our right to recover our payments applies only after you have been fully compensated for damages. lf we pay an insured, who is victim of domestic abuse, for a loss caused by an act of domestic abuse, the rights of that insured to recover damages from the perpehator of the abuse are transfened to us to the extent of our payment. That insured may not waive such rights to recover against the perpetrator of the domestic abuse. As used here, domestic abuse means intentionally, knowingly, or recklessly causing physical loss to covered property so as to intimidate or aftempt to conhol the behavior of another insured. The following is added: Cancellation a. (1) The first Named lnsured shovr,nr in the Declarations may cancel this policy by notifying us or the insurance producer in one of the following ways: (a) Written notice by mail, fax or e-mail, (b) Sunender of the policy or binder; or (c) Verbal notice. (2) Upon receipt of such notice, we will cancel this policy or any binder issued as evidence of coverage, effective on the later of the following: (a) The date on which notice is received or the policy or binder is sunendered; or (b) The date of cancellation requested by the first Named lnsured. b. We may cancel this policy by providing to the first Named lnsured and the first Named lnsured's agent notice of cancellation at least: (1) Fivedaysbeforetheeffectivedateofcancellationforanystructurewheretwoormoreofthefollowingconditions exist: (a) Without reasonable eplanation, the structure is unoccupied for more than 60 consecutive days, or at least 650/o of the rental units are unoccupied for more than 1 20 consecutive days unless the structure is main- tained for seasonal occupancy or is under construction or repair; Copyright, State Farm l\ilutual Automobile lnsurance Company, 2016 copyrighted material of Insurance Services Office, lnc., with its permission. 2. 3. @, lncludes