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98-BJ-G478-3 023856 M 23851 '*!;"3!32 will pay for the loss even if use of defective material or methods in construction, remodeling or renovation, conbibutes to the collapse. The criteria set forth in Paragraphs a.(1) and a.(2) do not limit the coverage otherwise provided under this Extension Of Coverage for the causes of loss listed in Paragraphs b.(1), b.(2), and-b.(3). c. With respect to the following property: (1) Awnings; (2) Gutters and downspouts; (3) Yard fixtures; (4) Outdoor swimming pools; (5) Piers, wharves and docks; (6) Beach or diving platforms or appurtenances; (7) Retaining ualls; and (8) Walks, roaduays and otherpaved surfaces; if the collapse is caused by a cause of loss listed in Paragraphs b.(2) through b.(4), we will pay for loss to that property only if such loss is a direct result of the collapse of a building insured under this coverage form and the property is Covered Property under this coverage form. d. lf personal property abruptly falls dorvn or caves in and such collapse is not the result of collapse of a building, vre will pay for loss to Covered Property caused by such collapse of personal property only if: (1) ThecollapsewascausedbyacauseoflosslistedinParagraphsb.(1)throughb.(4)ofthisExtensionOfCov- erage; SECTION l- CONDITIONS is amended as follows: a. The last paragraph under Paragraph 1.b. Appraisal does not apply. b. Paragraph 1.c.(l)(a) under Duties ln The Event Of Loss does not apply. c. Paragraphs 1.e.(4)(a)i.2) and 1.e.(4)(a)i.3) under Loss Payment is replaced by the following: 2) The cost to replace, on the described premises, the lost or damaged property with new property of similar kind and quality and used for the same purpose; or 3) The amount that you actually spend that is necessary to repair or replace the lost or damaged property with new property of similar kind and quality. d. Paragraph 2.b. is replaced by the following: b. Mortgageholders lnsurance Commissioner's Regulation No. 335A4/AC28 4-21+^10 requires that Form 372 (Ed. '11-50) or Form 438 BFU (Ed. 5-42) be endorsed on this policy to replace this Mortgageholdas Condition. Paragraph 15.b. of SECTION I - DEFINITIONS is replaced by the following: b. Volcanic action: (1 ) Means accidental direct physical loss resulting fom the eruption of a volcano when the loss is caused by: (a) Airborne volcanic blast or airborne shock waves; or (b) Ash, dust or particulate mafter. (2) Does notprovide coverage for damage to: (a) Land; (b) Property in the open or in open sheds; or (c) Portions of buildings not completely enclosed, or personal property contained within those buildings. (3) Loss, as described above, includes the cost to: @, Copyright, State Farm MutualAutomobile lnsurance Company, 2016 lncludes copyrighted material of Insurance Services Office, lnc., wrth its permission. 4. 5.