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Flood Control Zone District Page 2 r Consider elevating your house above flood levels. o Check your building for water entry points, such as basement windows, the basement stairwell, doors, and dryer vents. These can be protected with low walls or temporary shields. o lnstall a floor drain plug, standpipe, overhead sewer, or sewer backup valve to prevent sewer backup flooding. e More information can be found at the FEMA's Homeowner's Guide to Retrofitting, Six Woys to Protect Your Home from Flooding (FEMA P-312). o Note that some flood protection measures may need a building permit and others may not be safe for your type of building, so be sure to talk to the Building Department. Their phone number is 509- 962-7506. Learn about finoncial assistance options: o Grant funding may be available for home elevation, home relocation, or property acquisition - contact Flood Control District staff for more information. o Flood insurance helps pay for repairs after a flood and, in some cases, it will help pay the costs of elevating a substantially damaged building. Obtain llood insuronce: o Homeowner's insurance policies do not cover damage from floods. However, because our community participates in the National Flood lnsurance Program, you can purchase a separate flood insurance policy. This insurance is backed by the Federal government and is available to everyone, even properties that have been flooded. Because our community participates in the Community Rating System, you will receive a reduction in the insurance premium. o lf your home is not within the 100-year floodplain, you may qualify for a lower-cost Preferred Risk Policy. o Some people have purchased flood insurance because it was required by the bank when they got a mortgage or home improvement loan. Usually, these policies just cover the building's structure and not the contents. There is usually more damage to the furniture and contents than there is to the structure. Be sure you have contents coverage. e Don'twaitforthe nextflood to buy insurance protection. ln most cases, there is a 30-daywaiting period before National Flood lnsurance Program coverage takes effect. o Contact your insurance agent for more information on rates and coverage. For more information on flooding within Kittitas County, visit the County's Flood lnformation Website at www.co.kittitas.wa.us/public-works/flood. Please contact us at 509-962 -7523 if you have questions. Sincerely, q>< Samantha Cox, CFM Water Resources Specialist