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N Alaskpltlati;pnal <br />BUSINESS AUTO COVERAGE ENHANCEMENT ENDORSEMENT <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following <br />BUSINESS AUTO COVERAGE FORM <br />Various provisions in this endorsement restrict <br />coverage. Read the entire policy carefully to <br />determine rights, duties, and what is and is not <br />covered. <br />Throughout this policy, the words "you" and "your" <br />refer to the Named lnsured shown in the <br />Declarations. The words "we", "us", and "our" refer to <br />the company providing this insurance. <br />Other words and phrases that appear in quotation <br />marks have special meaning. Refer to SECTION V - <br />DEFINITIONS in the Business Auto Coverage Form. <br />The coverages provided by this endorsement apply <br />per "accident" and, unless otherwise specified, are <br />subject to all of the terms, conditions, exclusions and <br />deductible provisions of the policy, to which it is <br />attached. <br />SECTION II - COVERED AUTO LIABILITY <br />COVERAGE, Paragraph A.1. Who ls An lnsured is <br />amended to include: <br />d. Any "employee" of yours while operating <br />an "auto" hired or rented under a <br />contract or agreement in an "employee's" <br />name, with your permission, while <br />performing duties related to the conduct <br />of your business. <br />e. Any person or organization for whom you <br />have agreed in writing to provide <br />insurance such as is afforded by this <br />Coverage Form, but only with respect to <br />liability arising out of the ownership, <br />maintenance or use of "autos" covered by <br />this policy. lf such person or organization <br />has other insurance then this insurance is <br />primary to and we will not seek <br />contribution from the other insurance. <br />SECTION lV Business Auto Conditions, <br />Paragraph A. 5. - Transfer of Rights of Recovery <br />Against Others To Us is amended to include: <br />5. Transfer of Rights of Recovery Against <br />Others to Us <br />This condition does not apply to any <br />person(s) or organization(s) to the extent that <br />subrogation against that person or <br />organization is waived prior to the "accident" <br />or the "loss" under a contract with that person <br />or organization. <br />SECTION II - COVERED AUTO LIABILITY <br />COVERAGE, Paragraph A.2.a. (2) - Supplementary <br />Payments is replaced by the following: <br />(2) Up to $10,000 for cost of bail bonds <br />(including bonds for related traffic law <br />violations) required because of an <br />"accident" we cover. We do not have <br />to furnish these bonds. <br />SECTION II - COVERED AUTO LIABILITY <br />COVERAGE, Paragraph A.2.a. $) - Supplementary <br />Payments is replaced by the following. <br />(4) All reasonable expenses incurred by <br />the "insured" at our request, including <br />actual loss of earnings up to $500 a <br />day because of time off from work. <br />AN|C CA I'150 10 13 Page 1 of4