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F. RcntalReimbursement <br />SECTION III - PHYSICAL DAMAGE COVERAGE <br />A. Coverage, is amended by adding the following: <br />6. Rental R,eimbursemcnt <br />This coverage applies only to a covered "auto" <br />of the private passengs or light truck type as <br />follows: <br />¡r. We will pay for rental reimbursement <br />expenses incurred by you for the rental ofa private passenger or light truck type <br />"auto' because of "loss" to a covered <br />private passenger or light truck type <br />'auto'. Payment applies in addition to the <br />otherwise applicable amount of each <br />coverage you have on a covered private <br />passenger or light truck type "auto." No <br />deductibles apply to this coverage. <br />b. We will pay only for those expenses <br />incurred during the policy period beginning <br />24 hours after the 1oss" and ending, <br />regardless of the policy's expiration, with <br />the lesser of the following number of days: <br />(1) The number of days reasonabl¡r <br />required to repair or replace the <br />covered private passenger or light <br />truck type "auto". lf "loss" is caused <br />by thefr, this number of days is addedto the number of days it takes to <br />locate the covered private passenger <br />or light kuck type "auto' and return it <br />to you; or <br />(2) 30 days. <br />c. Our payment is limited to the lesser of the <br />following amounts: <br />(1) Necessary and actual expenses <br />incuned. or <br />(2) $50 per day, up to a maximum of <br />$1'000. <br />d. This coverage does not appþ while there <br />are spare or reserve private passenger or <br />light truck t¡rpe "autos" available to you for <br />your operations. <br />e. lf 'loss" resuhs from the total thefr of a <br />covered "auto" of the private passenger or <br />light truck type, we will pay under this <br />coverage only that amount of your rental <br />reimbursement expenses which is not <br />already provided for under SECTION lll - <br />PHYSICAL DAMAGE COVERAGE, A. <br />Coverage, 'L Coverage Extensions. <br />G. Accldental Airbag Deployment Coveragc <br />SECT¡ON NI PHYSICAL DAMAGE <br />COVERAGE, A. Coverage is amended by adding <br />the following: <br />7. Accldental Airbag Deplognent Coveragc <br />We will pay to reset or replace factory installed <br />airbag(s) in any covered "auto- for accidental <br />discharge. other than discharge due to a <br />collision loss. <br />This coverage is applicable only if <br />comprehensive covefage applies to the <br />covered "auto". <br />This coverage is excess over any other <br />collectible insurance or reimbursement by <br />manufacturer's warranty. <br />H. Arilo Loan/Leasc Gap Covcrage <br />SECTION III PHYSICAL DAMAGE COVERAGE, <br />Item 4,, Covorage. is amended by adding the <br />following: <br />8. Auto Loan/Lease Gap Coverage <br />This coverage applies only to a covered'auto' <br />described or designated in the Schedule or in <br />the Declarations as including physical damage <br />coverage. <br />ln the event of a covered total "loss" to a <br />covered "auto" described or designated in the <br />Schedule or in the Declarations, we wlll pay <br />any unpard amount due on the lease or loan <br />for a covered "auto" less: <br />a. The amount paid under the Physical <br />Damage Coverage Section on the policy; <br />and <br />b. Any: <br />(1) Overdue lease/loan pâyments at the <br />time of the 'loss"; <br />(2) Financial penalties imposed under a <br />lease for excessive use, abnormal' wear and tear or high mileage: <br />(3) Security deposits not returned by the <br />lessor; <br />(¿l) Costs for extended warranties. Credit <br />Life lnsurance, Health, Accident or <br />Disability lnsurance purchased with <br />the loan or lease; and <br />(5) Carry-over balances from previous lï*. <br />loans or leases. <br />For the purposes of this Rental <br />Reimbursement coverage, light truck is <br />defined as a truck with a gross vehicle weightof 10,000 lbs. or less as defined by the <br />manufacturer as the maximum loaded weight <br />the auto is designed to carqr. <br />WN CA 27 06 16 lnclud€s copyrightod material of lnsurance Sorvicas Office, lnc,, with its perrnission.Page 4 of 5