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2. Loss or damage of personal or real property due to vandalism, theft, or <br />freezing/leaking water pipes; or <br />3. Late fees Owner incurs to any creditor caused by any late payments by any <br />tenant; or <br />4. Any lease violations or defaults by any tenant. <br />12. DISTRESSED HOMEOWNER: Owner acknowledges that this is not a distressed <br />property. If this Property becomes a distressed property while under the <br />management of Accolade, Owner will notify Accolade immediately . <br />Professional Services Agreement <br />Page 20