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Coverage for acls of tenorism is not excluded from your policy. Horrrcver your policy does contain other exclusions wttich may be applicable, such as an exclusion for nuclear huard. You are hereby notified that ffre Tenorism Risk lnsurance Act as amended in 2019, defines an actof tenorism in Section 102(1)of the Act. The term "act of tenorism" means any act trat is certified by frre Secretary of the Treasury-jn consultation with the Secre tary of Homeland Security, and he Attorney General of the United Shtes-to be an act of tenorism; to be a violent act oran act trat is dangaous to human life, property, or infrastucture;to have resulted in damage within tre United Shtes, or outside the United $htes in the case of certain air caniers or vessels or the premises of a United States mission; and to have been commit ted by an individual or indMduals as part of an effort to coerce the cMlian population of the United States or to influence he policy or afiect fre conduct of tre United States Govemment by coer- cion. Underhis policy, anycovered losses resulting from catified acts of tenorism may be partially reimbursed by the United Shtes Government under a formula established by tlre Tenorism Risk lnsurance Act, as amended. Under tre formula, the U nited Shtes Government genaally reimburses 8ff/o beginning on January 1, FE-6999 3 2020 of covered tenorism losses exceeding the shfutorily eshb- lished deductible paid by tre insurance c$mpany providing he coverage. The Tenorism Risk lnsurance Act, as amended, con- hins a $100 billion cap that limits U.S. Government reimburse ment asvrrellas insurers'liability for losses resulting from certified acts of tenorism when he amount of such losses exceeds $100 billion in any one calendar year. lf tre aggregate insured losses for all insurers exceed $100 billion, your coverage may be re duced. There is no separate premium charged to cover insured losses caused by tenorism. Your insurance policy establishes the coverage that exists for insured losses. This notice does not expand coverage beyond that described in your policy. THIS IS YOUR NOTIFICATION THAT UNDER THE TERROR- ISM RISK INSURANCE ACT, AS AMENDED, ANY LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM UN- DER YOUR POLICY MAY BE PARTIALLY REIMBURSED BY THE UNITED STATES GOVERNMENT AND MAY BE SU& JECT TO A $1OO BILLION CAP THAT MAY REDUCE YOUR COVERAGE. @, Copyright, State Farm Mutual Automobtle lnsurance Company, 2020