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2. SECTION V - DEFINITIONS is amended <br />by adding the following, but only for the <br />purposes of this Loan or Lease Gap <br />Coverage: <br />'Total loss" means a loss" in which the <br />cost of repairs plus the salvage value ex- <br />ceeds the actual cash value. <br />N. Glass Repair -Waiver of Deductible <br />SECTION III . PHYSICAL DAMAGE COV. <br />ERAGE, D. Deductible is amended by adding <br />the following: <br />No deductible applies to glass damage <br />glass is repaired in a manner acceptable <br />rather than replaced. <br />O. Duties in the Event of an Accident, Claim, <br />Suit or Loss - Amended <br />SECTION IV - BUSINESS AUTO CONDI- <br />TIONS, A. Loss Conditions,2. Duties in the <br />Event of Accident, Claim, Suit or Loss, a. is <br />amended by adding the following: <br />This condition applies only when the "acci- <br />dent" or 'loss" is known to: <br />1. You, if you are an individual; <br />2. A partner, if you are a partnership; <br />3. An executive offier or insurance manag- <br />er, if you are a corporation; or <br />4. A member or manager, if you are a lim- <br />ited liability company. <br />if the <br />to us <br />lncludes copyrighted material of ISO <br />Properties, lnc., with its permission. <br />P. Unintentional Failure to Disclose Hazards <br />SECTION IV - BUSINESS AUTO CONDI- <br />TIONS, B. General Conditions, 2. Conceal- <br />ment, Misrcpresentation or Fraud is <br />amended by adding the following: <br />However, if you unintentionally fail to disdose <br />any hazards existing on the effective date of <br />this Coverage Form, we will not deny cover- <br />age under this Coverage Form because of <br />such failure. <br />O. MentalAnguish Resulting from Bodily lnju- <br />ry <br />SECTION V - DEFINITIONS, C. "Bodily inju- <br />ry" is deleted in its entirety and replaced by <br />the following: <br />"Bodily injuqy''means bodily injury, sickness or <br />disease sustained by a person, induding men- <br />tal anguish and death sustained by the same <br />person that results from such bodily injury, <br />sickness or disease. "Bodily injury" does not <br />include mental anguish or death that does not <br />result fom bodily injury, sickness or disease. <br />R. Coverage for Certain Operations in Gon- <br />nection with Railroads <br />With resped to the use of a covered "auto" in <br />operations for or affecting a railroad: <br />1. SECTION V - DEFINITIONS, H. "lnsured <br />contract", 1.c. is deleted in its entirety and <br />replaced by the following: <br />c, An easement or license agreement; <br />2. SECTION V - DEFINITIONS, H. "lnsured <br />contracl', 2.a. is deleted. <br />AA 288 06 20 Page 4of 4