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(2) A short-term rental platform must register with the <br />department. <br />(3) Short-term rental platforms must inform all operators who use <br />the platform of the operator's responsibilities to collect and remit <br />all applicable local, state, and federal taxes unless the platform <br />does this on the operator's behalf. <br />(4) Short-term rental platforms must inform all operators who use <br />the platform of short-term rental safety requirements required in this <br />chapter. <br />(5) Short-term rental platforms must provide all operators who <br />use the platform with written notice, delivered by mail or <br />electronically, that the operator's personal insurance policy that <br />covers their dwelling unit might not provide liability protection, <br />defense costs, or first party coverage when their property is used for <br />short-term rental stays. [2019 c 346 § 4.1 <br />RCW 64.37.050 Liability insurance. A short-term rental operator <br />must maintain primary liability insurance to cover the short-term <br />rental dwelling unit in the aggregate of not less than one million <br />dollars or conduct each short-term rental transaction through a <br />platform that provides equal or greater primary liability insurance <br />coverage. Nothing in this section prevents an operator or a platform <br />from seeking contributions from any other insurer also providing <br />primary liability insurance coverage for the short-term rental <br />transaction to the extent of that insurer's primary liability coverage <br />limits. [2019 c 346 § 5.1 <br />Certified on 9/1/2023 Combined Chapter 64.37 RCW Page 3 <br />