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4. Subject to the above limit, deductible, and <br />excess provisions are will provide cover- <br />age equal to the broadest coverage appli- <br />cable to any covered auto" you own in- <br />sured under this policy. <br />Coverage Includes loss of use of that hired au. <br />to. provided it results from an socidenr for <br />which you are legally liable and as a result of <br />which a monetary loss Is sustained by the <br />leasing or rental canoem. The most we will <br />pay br any one "aocidenV Is $3,000. <br />If a in* for Fired Auto - Physical Damage is <br />shown In the Schedule, then that limit repiao. <br />es. and Is not added to. the $50.000 limit indi- <br />cated above and the deductibles shown in the <br />Schedule are applicable. <br />J. Rental Reimbursement <br />SECTION III - PHYSICAL DAMAGE COV- <br />ERAGE Is amended by adding the following: <br />1. We will pay for rental reimbursement ex- <br />penses incurred by you for the rental of <br />an auto' because of a 'toss" to a covered <br />"Auld". Payment applies in addition to the <br />otherwise applicable amount of each cov- <br />erage you have on a covered -(auto". No <br />deductible Applies to this coverage. <br />2. We wW pay only for those expenses in- <br />curred during the policy period beginning <br />24 hours after the 'loss" and ending. re- <br />gardless of the policy's expiration, with <br />the lesser of the following number of <br />days: <br />a. The number of days reasonably re- <br />quired to repair the covered "auto". If <br />'loss" is caused by theft, this number <br />of days Is added to the number of <br />days it takes to locate the covered <br />"auto" and return it to you; or <br />b. 30 days. <br />3. Our payment is limited to the lesser of the <br />following amounts: <br />a. Necessary and actual expenses in- <br />curred, or <br />b. $50 per day. <br />4. This coverage does not apply while there <br />are spare or reserve autos" available to <br />you for your operations. <br />K. Transportation Expense - Higher Limits <br />SECTION III - PHYSICAL DAMAGE COV- <br />ERAGE, A. Coverage, 4. Coverage Exten- <br />sions Is amended by replacing $20 per day <br />With $50 per day, and $5t10 maximum with <br />$1,500 maximum In Extension a. Transpor- <br />tation Expenses. <br />L. Alrbag coverage <br />SECTION III - PHYSICAL DAMAGE COV- <br />ERAGE, B. Exclusions, 3.a. is amended by <br />adding the following: <br />However, the mechanical and electrical <br />breakdown portion of this exclusion does not <br />apply to the accidental discharge of an airbag. <br />This coverage for airbags is excess over any <br />other collectible Insurance or warranty. <br />M. Loan or Lease Gap Coverage <br />SECTION 10 - PHYSICAL DAMAGE <br />COVERAGE, C. Unit of insurance is <br />deleted in its entirety and replaced by the <br />following. but only for private passenger <br />type autos" with an original loan or lease. <br />and only in the evert of a 'total loss" to <br />such a private passenger type auto": <br />a. The most we willpay for `lass" In any <br />one 'accident" Is the greater of: <br />(1) The amount due under the terms <br />of the lease or loan to which <br />your covered private passenger <br />type auto" is sub)eat, but will not <br />include: <br />(a) Overdue lease or loan pay- <br />ments; <br />(b) Financial penalties imposed <br />under the lease due to high <br />mileage, excessive use or <br />abnormal wear and tear, <br />(C) Security deposits not re- <br />funded by the lessor; <br />(d) Costs for extended warran- <br />Ues, Credit Life Insurance, <br />Heath. Accident or Disabil- <br />ity Insurance purchased <br />with the loan or lease; and <br />(e) Carry~ balances from <br />previous bans or leases, or <br />5. We will pay under this coverage only that (2) Actual cash value of the stolen <br />amount of your rental reimbursement ex- or damaged property. <br />penes which is not already provided for b. An adjusttment for depredation and <br />under SECTION ill - PHYSICAL DAM- physical condition will be made In de - <br />AGE COVERAGE, A Coverage, 4. termining actual cash value at the <br />Coverage Exterililons. time of loss". <br />Includes copyrighted material of ISO <br />AA 2M 06 20 Properties, Inc., with its permission. Page 3 of 4 <br />