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Includes copyrighted material of ISO AA 288 06 20 Properties,Inc., with its permission.Page 2 of 4 However,any "auto"that is leased, hired, rented or borrowed with a driver is not a covered "auto". E. Audio,Visual and Data Electronic Equip- ment SECTION III -PHYSICAL DAMAGE COV- ERAGE, C.Limit of Insurance is amended by adding the followi ng: 4.The mo st we will pay for all "loss"to au- dio, visual or data electronic equipme nt and any accessories used with this equipment as a result of any one "acci- dent"is the lesser of: a.The actual cash value of the dam- aged or stolen property as of the time of the "accident"; b.The cost of repairing or replacing the damaged or stolen property with oth- er property of like kind and quality; or c.$2,500. Provided the equipment,at the time of the "loss"is: a.Permanently installed in or upon the covered "auto"in a housing,opening or other location that is not normally used by the "auto"manufacturer for the installation of such equipment; b.Removable from a permanently in- stalled housing unit as described in Paragraph 2.a.above;or c.An integral part of such equipment. F.Wh o is an Insured -Amended SECTION II -LIABILITY COVERAGE, A. Cov erage, 1.Who is an Insured is amended by adding the followi ng: The following are "insureds": 1.Any subsidiary which is a legall y incorpo- rated entity of which you own a financial interest of m ore than 50%of the voting stock on the effective date of this cover- age form. However,the insurance afforded by this provision does not apply to any subsidiary that is an "insured"under any other au- tomobile liabili ty polic y or would be an "in- sured"under such policy but for termina- tion of such polic y or the exhaustion of such policy's lim its of insurance. 2.Any organization that is newly acquired or formed by you and over which you main- tain majority ownership.The insurance provided by this provisio n: a.Is effective on the date of acquisition or formation,and is afforded for 180 days after such date; b.Does not apply to "bodil y injury"or "property damage"resulting from an "accident"that occurred before you acquired or formed the organization; c.Does not apply to any newly acquired or formed organization that is a joint venture or partnership;and d.Does not apply to an insured under any other automobile liability policy or would be an insured under such a policy but for the termin ation of such policy or the exhaustion of such poli- cy's limits of insurance. 3.Any of your "emplo yees"while using a covered "auto"in your business or your personal affairs,provided you do not own, hire or borrow that "auto". G.Liability Cov erage Extensions -Supple- mentary Payments -Higher Limits SECTION II -LIABILITY COVERAGE, A. Coverage,2.Cov erage Extensions,a.Sup- plementary Payments is amended by: 1.Replacin g the $2,000 Limit of Insurance for bail bonds with $4,000 in (2); and 2.Replacin g the $250 Limit of Insurance for reasonable expenses with $500 in (4). H.Amende d Fellow Employee Exclusion SECTION II -LIABILITY COVERAGE,B.Ex- clusions,5.Fellow Employee is modified as follows: Exclusion 5. Fellow Employee is deleted. I.Hired Auto -Physical Damage If hired "autos"are covered "autos"for Liability Coverage,then Comprehensive and Collision Physical Damage Co verages as provided un- der SECTION III -PHYSICAL DAMAGE COVERAGE of this Coverage Part are ex- tended to "autos"you hire,subject to the fol- lowing: 1.The m ost we will pay for "loss"to any hired "auto"is $50,000 or the actual cash value or cost to repair or replace,which- ever is the least, minus a deductible. 2.The deductible will be equal to the larg est deductible applicable to any owned "auto" for that coverage,or $1,000,whichever is less. 3.Hired Auto -Physical Damage coverage is excess over any other collectible insur- ance.