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Policy #CPP|227l78 wN cA 27 06 16 BUSINESS AUTO ENHANCEMENT ENDORSEMENT The Businoss Auto Enhancement Endorsement is an optional endorsement that provides coverage enhancements. The following is a summary of broadened mverages provided by this endorsement. No coverage is provided by this summary, refer to following endorsement for changes in your policy. wN cA 27 06 16 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY BUSINESS AUTO ENHANCEMENT ENDORSEMENT This endorsement modifies the insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to tbe mv€rage provided by this endorsement, the provisions of the Coverage Form apply unloss modified by this endoreement. The SECTIONS of ihe Business Auto Coverage Form identified in this endorsement will be amended as shown below. SUMMARY OF COVERAGES Accidental Airbag Deployment Coverage Auto Loan/Lease Gap Coverage Blanket Additional lnsured Blankei Waiver of Subrogation Broadened Definition of lnsured includes: . Newly Acquired Organizations for up to 1 80 Days. Employees as lnsuteds. Subsidiaries in Which You Own 50olo or More Deductible Waiver for Glass Repair Employee Hired Auto Fellow Employee Coverage Hired Auto Physical Damage Coverage Knowledge of Accident, Claim, Suit or Loss Loss Of Use Expenses - Amended Personal Effects Rental Reimbursement Coverage Supplementary Payments - Amended: . Bail Bonds up to $5,000. Loss of Earnings up to $500/0ay Transportation Expense Limits - Amended Unintentional Failure to Disclose Hazards PAGE SECTION II - COVERED AUTOS LIABILITY COVERAGE AMENDMENTS A, Who ls An lnsured SECTION II _ COVERED AUTOS LIABILITY COVERAGE, A" Coverage, 1. Who ls An lnsured is amended to add: d. Any legally incorporated subsidiary of yours in which you own more than 50% of the voting siock on the effective date of this coverage form. However, "insured' does noi 'nclude any subsidiary of yours that is an'insured" under any other automobile liability policy, or would be an "insured" under such policy but for termination of such policy or the exhaustion on such policy's limits of insurance. e. Any ofganization which is newly acquired or formed by you and over which you maintain majority omership. However, coverage under this provision: (1) is afforded only for the first 180 days after you acquire or form the organization or until the end of the policy period, whichever @mes first; (2) does not apply to "bodily injury" or "properiy damage" that results from an "accident" that occurred before you formed or acquired the organization, (3) does not apply to any newly acquired or formed organization that is a joint venture or partnershipt and (4) does not apply to an "insured" under any other automobile liability policy, or would be an "insured" under such a policy but lor ter- mination of such policy or the exhaustion of such policy's limits of insurance. f, Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. q.Any "employee" of yours operating a covered "auto"hired or rented under a contracl or agreement in the "employee's' name, with yoqr permission, wiril8 perfoming duties related to the @nduct of your business. B. Blanket Additional lnsured SECTION II - COVERED AUTOS LIABILITY COVERAGE, A, Coverage, 1. Who ls An lnsured, paragraph c. is amended io add the following: Any person or organization Mro is required uncer a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" omurs and that is in etteci duing ihe policy period, to be named as an additional insured is an "insured" for Liabiliiy Coverage, but only for damages to which this insurance applies and only lo ihe exlent thal persons or organization qualifies as an "insured" under ihe Who ls An lnsured provision contained in Section ll. C. Liability Coverage Extensions - Supplementary Payments SECTION II - COVERED AUTOS LIABILITY COVERAGE, A. Coverage, 2. Coverage Extensions, a. Supplementary Payments is amended by replacing subparagraphs (2) and (4) with the following: (2) Up to $5,000 for cost of bail bonds (including bonds for relaied traiiic law violations) required because of an "accident" we cover We do not have to furnish these bonds (4) All reasonable expenses incurred by the "insured" at our request, including actual loss oi earnings up to $500 a day because of time otf lrom work. 4 2 2 3 5 4 5 3 4 wN cA 27 06 t6 lncludes copyrighted material of lnsurance Seruices Office, with ih permission Page 1 ot 5 wN cA 27 06 16 lnclldes copyrighted material oilnsurance Services Office, wilh its permission Page 2 of 5