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98-BJ-G478-3 023861 M 23851 FE-6999.3 Page 1 of 1 ln accordance with the Tenorism Risk lnsurance Act of 2002 as amended and extended by the Tenorism Risk lnsurance Program Reauthorization Act of 2019, this disclosure is part of your policy. POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGE Coverage for acb of tenorism is not excluded ftom your policy. Houeva your policy does conhin other exclusions which may be applicable, such as an exclusion for nuclear hazard. You are haeby notified that tre Tenorism Risk lnsurance Act as amended in2019, definman actof tenorism in Section 102(1)of heAct The term "act of tenorism" means any act tnt is certifed bythe Seuehry of the Treasury-in consultation with tre Secre- tary of Homeland Security, and the Aftomey General of the United Shtes-to be an act of terrorism; to be a violent act or an act that is dangeous to human life, propedy, or inftastucture; to have resulted in damage within tre United Sbtes, o outside the United Shtes in he case of cerhin ah caniers or vessels or the premises of a United Sbtes mission; and to have been commi! ted byan indMdual or individuals as part of an efort to coerce ttre cMlian population of he United Shtes or to influence tre policy or afiect he conduct of he United Shtes Government by coer- cion. Under this policy, any covaed losses resulting fom certified acts of tenorism maybepartiallyreimbursed bythe United Shtes Govemment under a formula established by fie Tenaism Risk lnsurance Act, as amended. Under he formula, the United States Government generally reimburses 8ff/o beginning on January 1, FE-6999.3 2020 of covered tenorism lossm exceeding the stafutorily eshb- lished deductible paid by he insurance company providing the coverage. The Tenorism Risk lnsurance Act as amended, con- hins a $100 billion cap that limits U.S. Government reimburse- ment as u/ell as insurers' liability for losses resulting fom certified acts of tenorism when fte amount of such losses exceeds $100 billion in any one calendar year. lf the aggregate insured losses for all insurers exceed $'100 billion, your cq/erage may be re- duced. There is no separate premium charged to cover insured losses caused by tenorism. Your insurance policy establishes the coverage that exists for insured losses. This notice does not expand coverage beyond that described in your policy. THIS IS YOUR NOTIFICATION THAT UNDER THE TERROR. ISM RISK INSUMNCE ACT, AS AMENDED, ANY LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM UN. DER YOUR POLICY MAY BE PARTIALLY REIMBURSED BY THE UNITED STATES GOVERNMENT AND MAY BE SUB. JECT TO A $1OO BILLION CAP THAT MAY REDUCE YOUR COVERAGE. @, Copyright, State Farm Mutual Automobile lnsurance Company, 2020