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Flood Control Zone District <br />Page 2 <br />• More information can be found at the FEMA's Homeowner's Guide to Retrofitting, Six Ways to <br />Protect Your Home from Flooding (FEMA P-312). <br />• Note that some flood protection measures may need a building permit and others may not be <br />safe for your type of building, so be sure to talk to the Building Department. Their phone <br />number is 509-962-7506. <br />Learn about financial assistance options: <br />• Grant funding may be available for home elevation, home relocation, or property acquisition — <br />contact Flood Control District staff for more information. <br />• Flood insurance helps pay for repairs after a flood and, in some cases, it will help pay the costs <br />of elevating a substantially damaged building. <br />Obtain flood insurance: <br />• Homeowners insurance policies do not cover damage from floods. However, because our <br />community participates in the National Flood Insurance Program, you can purchase a separate <br />flood insurance policy. This insurance is backed by the Federal government and is available to <br />everyone, even properties that have been flooded. Because our community participates in the <br />Community Rating System, you will receive a reduction in the insurance premium. <br />• If your home is not within the 100 -year floodplain, you may qualify for a lower-cost Preferred <br />Risk Policy. <br />• Some people have purchased flood insurance because it was required by the bank when they <br />got a mortgage or home improvement loan. Usually these policies just cover the building's <br />structure and not the contents. There is usually more damage to the furniture and contents than <br />there is to the structure. Be sure you have contents coverage. <br />• Don't wait for the next flood to buy insurance protection. In most cases, there is a 30 -day <br />waiting period before National Flood Insurance Program coverage takes effect. <br />• Contact your insurance agent for more information on rates and coverage. <br />For more information on flooding within Kittitas County, visit the County's Flood Information Website at <br />www.co.kittitas.wa.us/public-works/flood. Please contact us at 509-962-7523 if you have questions. <br />Sincerely, <br />7 <br />Arden Thomas <br />Water Resource Manager <br />