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98-BJ-G478-3 013013 FE-6999.3 Page 1 of 1 ln accordance with the Tenorism Risk lnsuranceAct of 2002 as amended and extended by the Tenorism Risk lnsurance Program Reaulhorization Act of 2019, this disclosure is part of your policy. POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGEffi Ilr Coverage for acb of tqrorism is not excluded ftom your policy. Houeva your policy does mnhin otrer exclusions wtrich may be applicable, such as an exclusion for nuclmr hazard. You are hereby notified that he Tenorism Risk lnsurance Act, as amended in 20'l 9, defines an act of tenorism in Section 102(1) ol he Acl The term "act of tenorism" means any act that is certified byhe Secretary of the Treasury-in consultation witr ttre Secre tary of Homeland Security, and tre Atkrney General of the United Shtes-to be an act of terrorism; to be a violent act or an act ftat is danguous to human life, propefi or inftasfucture, to have resulted in damage within he United States, or outside tre United Shtes in he case of cerbin air caniers or vessels or fte premises of a United Shtes mission; and to have been commi! ted byan indiMdual or individuals as part of an efiod to coerce the civilian population of he United Shtes or to influence the policy or afiect the conduct of he United Shts Govemment by coer- cion. Undahis policy, any covaed losses resulting ftom certified acts of tenorism maybepadiallyreimbursed bythe United Shtes Government under a formula established by fre Tenorism Risk I nsurance Act, as amended. Under the formula, the U nited States Govanment genaally reimburses 80% beginning on January 1, FE-6999.3 2020 of covered tenorism losses exceeding he shtutoilyestab- lished deductible paid by the insurance company providing the coverage. The Tenorism Risk lnsurance Act, as amended, con- tains a $'100 billion cap trat limib U.S. Government reimburse ment as uell as insurers' liability for losses resulting fom certified acts of terorism when the amount of such losses exceeds $100 billion in any one calendar year. lf the aggregate insured losses for all insurers exceed $100 billion, your coveftlge may be re duced. There is no separate premium charged to cover insured losses caused by tenorism. Your insurance policy establishes the coverage that exists for insured losses. This notice does not expand covemge beyond that described in your policy. THIS IS YOUR NOTIFICATION THAT UNDER THE TERROR. ISM RISK INSUMNCE ACI AS AMENDED, ANY LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM UN- DER YOUR POLICY MAY BE PARTIALLY REIMBURSED BY THE UNITED STATES GOVERNMENT AND MAY BE SUB. JECT TO A $1OO BILLION CAP THAT MAY REDUCE YOUR COVERAGE O, Copyright, State Farm lvlutual Automobile Insurance Company, 2020