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credited in real-time. Agent hereby authorizes Processor to ACH Debit and Credit <br />the bank account at the depository financial institution named below (the <br />"Designated Account") on a daily basis or as needed for the prior cycle of credits to <br />card accounts. <br />iv. This authorization is to remain in full force and effect until Processor has received <br />written notification from Agent of its termination in such time and in such manner as <br />to afford Processor and the depository financial institution named below a <br />reasonable opportunity to act on it. Agent shall give Processor no less than three <br />banking business days' notice if the Designated Account is to be changed so as to <br />allow enough time for Processor to make the necessary system modifications. <br />Agent agrees to maintain the Designated Account. Agent hereby authorizes <br />Processor to withdraw funds from the Designated Account without signature or <br />notice to affect all offsets, deductions, and other transactions due Processor <br />provided for in this Agreement. Agent further agrees to execute any additional <br />documents that may be required for Processor to execute their rights under this <br />document. Agent is solely responsible for all fees associated with maintaining the <br />Designated Account. Processor shall notify Agent if at any time there are insufficient <br />funds in the Designated Account to cover any amount that is due and owing to <br />Processor. Agent shall promptly pay such amount to Processor. <br />vi. Agent acknowledges and agrees that card accounts and digital payments are <br />credited in real-time and Processor operates on a good funds model and that funds <br />must be available and on deposit at the Processors financial institution before card <br />accounts can be credited. Agent agrees to prefund three days average of funds to <br />be credited to card accounts by depositing funds into Processor's financial institution <br />named below. Agent shall give Processor written notification of change in the three <br />day average in such time and in such manner as to afford Processor and the <br />depository financial institution named below a reasonable opportunity to act on it. <br />vii. Agent grants Processor the right to set-off against the Designated Account or any <br />other monies belonging or payable to Agent which are in Processor' possession, <br />which right may be executed to fulfill any payment obligations of Agent under this <br />Agreement. <br />viii <br />Agent Designated Account <br />Bank Name: <br />Bank City: <br />Bank State: <br />Routing #: <br />Account #: <br />(9 digits) <br />ix. The following individuals are authorized to act on behalf of Agent. <br />Executive Contact <br />Name: <br />Phone Number: ( 1 = <br />Fax: <br />Email <br />Administrative Contact <br />Name <br />Master Service Agreement <br />Page 3 of 10 <br />