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Issuing Company: AftPro RRG Reciprocal Risk Retention Group Lawyers Professional Liability Policy THIS IS A CLAIMS MADE AND REPORTED POLICY. THIS POLICY ONLY APPTIES TO CLAIMS THAT ARE FIRST MADE AGAINSTTHE INSURED AND REPORTED IN WRITING TO US DURING THE POUCY PERIOD OR ANY APPLICABLE EXTENDED REPORTING PERIOD. CLAIM EXPENSES ARE INCLUDED WITHIN THE LIMIT OF LIABILITV AND THE TIMIT OF LIABILIW AVAILABLE TO PAY DAMAGES SHALL BE REDUCED AND MAY BE COMPTETELY EXHAUSTED BY THE PAYMENT OF CLAIM EXPENSES. PLEASE READ THIS POLICY CAREFUTLY. In consideration of the payment of the premium, your obligation to pay the deductible, and in reliance on all statements in the Application and all supplementary information you provide to us, and subject to the Declarations, and all other terms, conditions, limitations, exclusions, and endorsements of this Policy, the Named Insured and we agree as follows: A. INSURINGAGREEMENT Subject to all terms and conditions of this Policy, we will pay on your behalf all claim expenses and damages up to the Limits of Liability as set fofth in the Declarations of this Policy, for a claim to which this Policy applies that is first made against you during the policy period or during a prior policy issued by us and continuously renewed by the Named Insured up to the present policy period. Additionally, the claim must be reported to us during the policy period, or if applicable, reported to us during the sixty (60) day automatic extension of time to report claims. However, our agreement to defend or indemnify you for a claim shall only apply if: 1. The claim arises from a wrongful act committed by you after the Policy retroactive date and before the Policy expiration date; 2. The claim arises from an act, error or omission in the performance of legal selvices by you on behalf of the Named Insured or any predecessor firm; 3. The claim was not the subject of any notice previously given to any insurer, nor was the claim made under another policy of insurance; 4. The applicable Limits of Liability of this Policy have not been exhausted by the payment of claim expenses or damages; and, 5. No Insured knew or reasonably should have known of a prior claim or prior known incident prior to the earlier of: a. The inception date of the first policy issued by us to the Named Insured that was continuously renewed up to the inception date of this Policy; or, b. The inception date of this Policy. Notwithstanding the foregoing, with respect to prior claims that are first reported to us during this policy period, we will pay such prior claims under the terms and conditions, including all applicable Limits of Liability, of the policy in place at the time the prior claim was first made against an Insured. Further, with respect to prior known incidents that are first reported to us as a claim during this policy period, we will pay such claims under the terms and conditions, including all applicable Limits of Liability, of the policy in place at the time an Insured first became aware that a claim might be made against any Insured. ATY-0001-00-01 16 Page 1 of 16 @ 2016 Attorney Protective. All rights reserved