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<br />Terms and Conditions of Use
<br />January 7 ,2013
<br />YOUR USE OF THIS VVEB SITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY
<br />THESE TERMS AND CONDITIONS OF USE.
<br />This web site, including all of its features and content (this "Web Site") is a seruice made
<br />available by LexisNexis, a division of RELX lnc., or its affiliates ("providei') and all content,
<br />information, seryices and soflware ordered or provided on or through this Web Site
<br />("Content") may be used solely under the following terms and conditions ("Terms of Use"),
<br />1. Web Site Limited License. As a user of this Web Site you are granted a nonexclusive,
<br />nontransferable, revocable, limited license to access and use this Web Site and Content in
<br />accordance with these Terms of Use. Provider may terminate this license at any time for any
<br />reason.
<br />2. Limitations on Use; Third Party Communications.
<br />2.1. Limitations on Use. The Content on this Web Site is for your personal use only and not
<br />for commercial exploitation. Notwithstanding the foregoing and to the extent this Web Site
<br />provides electronic commerce, such buying opportunities may be made available for group
<br />as well as personal purchasing, so long as you are authorized to make purchases on behalf
<br />of such group. You may not use the Content to determine a consumer's eligibility for: (a)
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<br />lease, loan, sell, sublicense, or create derivative works from this Web Site or lhe Content.
<br />Nor may you use any network monitorlng or discovery software to determine the site
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<br />use any robot, spider, other automatic software or device, or manual process to monitor or
<br />copy our Web Site or the Content without ProMder's prior written permission. You may not
<br />use this Web Site to transmit any false, misleading, fraudulent or illegal communications. You
<br />may not copy, modifi/, reproduce, republish, distribute, display, or transmit for commercial,
<br />non-prolit or public purposes all or any portion of this Web Site, except to the extent
<br />permitted above. You may not use or otheMise export or re-export this Web Site or any
<br />portion thereof, or the Content in violalion of ihe exporl control laws and regulations of the
<br />United States of Amerim. Any unauthorized use of this Web Site or its Content is prohibited.
<br />2.2.Thnd Party Communications. Providerdisclaims all liability foranyThird Party
<br />Communications you may receive or any actions you may take or refrain from taking as a
<br />result of any Third Party Communications. You are solely responsible for assess;ng and
<br />verifying the identity and trustworthiness of the source and content of any Third Party
<br />Communications. Provider assumes no responsibility for verifying, and makes no
<br />representations or warranties regarding, the identity or trustworlhiness of the source or
<br />content of any Third Party Communications. As used herein, "Third Party Communications"
<br />means any communications directed to you from any third party directly or indirectly in
<br />connection with this Web Site.
<br />3. Not Legal Advice. Content is not intended to and does not constitute legal advice and no
<br />attorney-client relationship is formed, nor is anything submitted to this Web Site treated as
<br />conlldential. The accuracy, completeness, adequacy or currency of the Content is not
<br />warranted or guaranteed. Your use of Content on this Web Site or materials linked from this
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<br />4. lntellectual Property Rights.
<br />4.1 Except as expressly provided in these Terms of Use, nothing contained herein shall be
<br />construed as conferring on you or any third party any license or right, by implication, estoppel
<br />or otherwise, under any law (whether common law or statutory law), rule or regulation
<br />including, without limitation those related to copyright or other intellectual property righls. You
<br />agree that the Content and Web Site are paotecled by copyrights, trademarks, service marks,
<br />patents or other proprietary rights and laws. For further information see Copyright. RELX and
<br />the RE symbol are trade marks of RELX Group plc, used under license.
<br />4.2 This Web site contains interactive areas which includes, without limitation, any blogs,
<br />wikis, bulletin boards, discussion boards, chat rooms, email forums, and question and
<br />answer features (the "lnteractive Areas"). You granl to Provider an irrevocable, non-
<br />exclusive, royalty-free, perpetual, worldwide license to use, authorize use of and have used
<br />on its behalf any ideas, expression of ideas, text, graphics, messages, blogs, links, data,
<br />information and other materials you submit (collectively, "Postings") to this Web Site. Sa:d
<br />license is without restrictions of any kind and without any payment due from Provider to you
<br />or permission or notification, lo you or any third party. The license includes, the right to make,
<br />use, sell, reproduce, publish, modiry, adapt, prepare derivative works from, combine with
<br />other works, translate, distribute -, display, pedorm and sublicense Postings- in any form,
<br />medium, or technology now known or hereafter developed.
<br />4.3. You certify and warrant that the Postings: (i) are your original works or that the owner of
<br />such works has expressly granted to Provider a perpetual worldwide royalty-free irrevocable,
<br />non-exclusive license for said works with all of the rights granted by you in section 4.2 of
<br />these Terms of Use and (ii) do not vlolate and will not vlolate the rights of any lhird party
<br />including any right of publicity, right of privacy , copyright, patent or other intellectual property
<br />right or any proprietary right.
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