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carxeilaton or non -renewal. If we cancel this Policy for non-payment of premium, we shall provide written notice to tie Named Insured not less than ten (10) days prior to t�e effective date of the cancellation. d. If we cancel or non -renew this Policy, coverage under this Policy shall terminate on the earlier of. (1) The date and time sited on the cancellation or non -renewal notice; or, (2) The date and time the Named Insured secures replacement coverage. e. Ail notices given under these provisions by us will be sent by U.S. mail to ttv Named Insured at the address last known to us and shall be effective to cartel or non -resew this Policy for all Insureds. f. The offering of rerewai terns and conditions different from ti~e expiring terms and condi: ors shall not constitute a non -renewal. 12. Entire Contract By acceptance of this Policy you agree that: a. All of the information, Applications, supplements, addendums and statements provided to us by the Named Insured are true, accurate and complete and shail be deemed to constitute material representations made by each and all of the Insureds; b. This Policy is issued in reliance upon the Named Insured's information, Applications, supplements, addendums, and statements; C. This Policy and all its endorsements, together with the completed and signed Appiicawon and any and all information, Applications, supplements, addendums and statements provided by you to us are deemed to be incorporated Into this Policy and embody all of the agreements existing between you and us and shall constitute the entire contact between you and us; and, d. The misrepresentation of any material matter by you or your agent, whetter in the Application or otherwise, will render this Policy null and void and relieve us from all Butes and liability iffier this Policy. 13. Named Insured as Sole Agent The Named Insured shall be the sole agent of all Insureds under this Policy for the purpose of effecting or accepting any notices under this Policy, any amendments to or cancellation of this Policy, for the completing of any Applications and the making of any statements, representations aril warranties, for the payment of any premium and the receipt of any return premium that may become due under this Policy, and the exercising or declining to exercise any rights under this Policy. 14. Economic Sanctions Payments under this Policy shall be made only in full compliance with all United States economic or trade sanction laws or regulations including, but not limited to, sanctions, laws and regulations administered and enforced by the United States Treasury Department's Office of Foreign Assets Control, G. AUTOMATIC EXTENSION OF TIME TO REPORT CLAIMS Commencing upon the cancelation or nonrenewal of this Policy by either the Named Insured or us, we will provide an automatic extension of sixty (60) days to the Named Insured to report any claims that were first made against an Insured during the policy period. However, if the Named Insured has obtained another policy of lawyers professional liability insurance that covers daims that would otherwise be reported to us during the automatic extension period, this provision will not apply. This automatic extension, shall not extend the policy period or change tte scope of coverage provided. Any claim first reported to us during the automatic extension will be deemed to have been made on the last day on which this Policy is in effect, The Umits of liability that apply at the end of the policy period are not reinstated, renewed or Increased for claims first reported during the automatic extension of sixty (60) days. H. EXTENDED REPORTING PERIODS 1. Terms and Conditions Applicable to All Extended Reporting Per.ods ATY-0001-00-0116 Page 13 of 16 '✓ 2016 Attorney Protective. All rights reserved.