Indigent Defense Services Agreement

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d. Privacy Incident We w ill reimbur se you up to $25,000 for all privacy incident expenses you incur as a result of any and all privacy incidents that first occur during the policy period , and which are reported to us during the policy period or within sixty (60) days therea~er . Under this subsect ion, the most we w ill pay is $25,000 in the agg reg ate for all privacy incidents expenses incurred as the resul t of a privacy incident occurrin g durin g the policy period , regardless of the number of privacy incidents, claimants or Insureds involved . Under no circumstance will we have a duty to defend any Insured under this provision. Our ob li gation to reimburse you for privacy incident expenses is expressly made contingent upon you subm itting your request for reimbursement along with proof of your loss in a form acceptable to us within sixty (60) days of when the expe nse or payme nt was in curred. D. LIMITS OF LIABILITY AND DEDUCTIBLE 1. Limit of Liability -Per Claim The mo st we will pay for all damages and claim expenses for each claim first made aga in st the Insured and reported to us in writing during the policy period sha ll not exceed the Per Claim Limit of Liabil ity set forth in the Declarations as the Per Claim Limit of Liability, regard less of the number of claims or related claims made, causes of actions asserted , or number of claimants or Insureds involved. 2. Limit of Liab ili ty -Agg regate The most we will pay for damages and claim expenses for all claims first made aga in st the Insured and reported to us in writing durin g the policy period shall not exceed the amount stated in the Declarations as the Agg r egate Limit of Liability, regardless of t he number of claims or related claims made, causes of actions asserted, or number of claimants or Insureds involved. 3 . Claim Expenses Claim expenses we pay are a part of, and not in addit ion to , t he Limits of Liabil ity, and payme nt by us of claim expenses shall reduce and may ex haust the Lim its of Liab ility. 4. Deductible You are obl igated .to pay all claim expenses and damages up to t he amount of the deductibl e shown in the Declarations for each and every claim. However, t he first $25,000 of claim expenses shall not be subject to the deductibl e and will be pa id directly by us . The ded uctibl e sha ll be payable by you, as claim expenses in excess of $25,000 are in curred or as damages are pa id. The amount of the deductible is within and reduces both the Per Claim and Aggregate Limits of Liab ili ty. Payment of the deductible sha ll be made by you within thirty (30) days of our demand for payment. 5. Related Claims All related claims will be treated as a sin g le claim and subj ect to the Per Claim Limit of Liability stated in the Declaration s of this Po li cy and will be deemed to have been made at the t im e the first of such related claims was made. Neither the making of a claim aga inst multiple Insureds, the making of multiple claims, nor the making of claims by multiple people or entit ies, sha ll operate to increase either the Per Claim Limit of Liability or the Aggregate Limit of Liabi lity under this Pol icy . 6. Multiple Pol icies Issued by Us If more t han one lawyers' profess iona l liability pol icy issued by us, or by a past, present or future pare nt, subs id iary or affil iate of ours, appl ies to the liability of an Insured, we sha ll not be liable for payment of damages and claim expenses under more than one policy. Any duty to pay damages and claim expenses shall be con fi ned to the pol icy conta ining the largest applicable limit. If the limit of li ability on each pol icy is t he same, only one limit will apply. E. EXCLUSIONS This Policy does not apply to: ATY -0001 -0 0-0 11 6 Page 8 of 16 © 2016 Attorney Protective. All ri ghts reserved .