MLC - Laserfiche WebLink

Home Browse Search

MEMORANDUM OF LIABILITY COVERAGE FOR THE WASHINGTON COUNTIES RISK POOL JOINT SELF-INSURANCE LIABILITY PROGRAM NOTICE: THE FOLLOWING LIABILITY COVERAGES ARE PROVIDED BY THE WASHINGTON COUNTIES RISK POOL, A JOINT SELF-INSURANCE PROGRAM AUTHORIZED BY RCW 48.62.031, IN CONSIDERA TION OF THE ASSESSMENTS CONTRIBUTED BY THE MEMBER COUNTIES AND THEIR STATUS AS SIGNATORY PARTIES TO THE INTERLOCAL AGREEMENT. THE WASHINGTON COUNTIES RISK POOL IS NOT AN INSURANCE COMPANY, AND THIS DOCUMENT IS NOT AN INSURANCE POLICY. COVERAGE FORM 1. JOINT SELF -INSURING AGREEMENT: The Washington Counties Risk Pool ("Pool" or "WCRP") shall pay on behalf of the member county and other protected parties identified in Section 2 below, subject to the terms and conditions of this Memorandum of Liability Coverage ("MLC"), all sums of monetary dal1!ages which a protected party shall become obligated to pay by reason of liability imposed by law or by rea.<iOll of liabili\?i ,assumCd under an indemnilV contract for bodily injury, personal injury, property damage, errors and omissions, and advertising injury caused. by an occurr~nce during the MLC period and o,:c~rnng anywhere In the world, but only if a suit arIsing out of such occurrence is brought in the United States or Canada. The Pool may at its discretion investigate any occurrence and settle any claim or suit that may result and shall defend any suit against the protected party seeking monetary damages on account of any of the five coverages identified above or any combination thereof. ' A. Monetary damages shall include: I. All judgments, settlements, defense costs and expenses incurred by the Pool, all costs taxed against the protected party in any suit defended by the Pool, and all interest on the entire amount of any ~udgment therein which accrues after entry of the Judgment and before the Pool has paid or tendered or deposited in court that part of the judgment which does not exceed the limit of the Pool's liability thereon; 2. Premiums on appeal bonds required in any such suit, and premiums on bonds to release attachments in any such suit for an amount not in excess of the limit of liabil ity of this MLC, but the Pool shall have no obligation to apply for or furnish any such bonds; and 3. E:,penses incurred by the protecled party for first aid to others at the time of an occurrence of bodily injury to which this MLC applies; and 4.. ReasQnable ponse ' inClln',ed by the protected party at the req uest of the P ool to assi I the P'()OI in the investigation or defense of the claim or suit, including ac~uall oss of earni ngs up to $250 per day because of time off from wo rk. Howcyc!' the am011l11 l~e ~o?1 shall be obligated to pay for monetary dall1a,ges IS I'muted as set forth in Secli o,n 3 ~clow and any defense pl'~vjped by lhe Pool is fully s,ah~ fie9 ~nd ,~ ischatgec! \~h en the 1)0 I has used ul lh e lilllll o f_ Imb!hty coverage III the payment of judgmen\-S. s~t~lell;!el1f:S, t1~fcn se 'co f 01' exp n es under thIs MLC . 1, h,s applies to~ both claihlS and suits .pcnding, at that tllll~lIlld any Illed thcrea Hcr arising ou t f dle slime occurrence. B. Monetary Damages shall not include : 1. Penalties; and 2. Nominal Damages. C. Except as enumerated in this subsection, this MLC does not apply to claims, suits, demands or actions ~eekjng-reJiefor redress in any form other than monetary damages. /;Jor do.es this MLC pay for any fees , costs or expenses (Illcludmg defense costs) which a protected party may become obligated to pay as the result of an adverse judgment for declaratory or equitable relief. However, subject to all of the other terms and conditions of this MLC, the Pool shall pay defense costs for suits requesting declaratory or equitable relief in addition to a request for monetary damages. D. If, under any circumstances, it is determined that any employee of the member county is injured in the course of his or her employment but is not entitled to receive (or elects not to accept) the benefits provided by the workers' compensation law, then this MLC shall cover the legal liability of the member county for such bodily injury, disease, or death and pay on behalf of the member county all sums which the member county shall become legally obligated to pay as damages and expenses, except as otherwise provided by the MLC. E. An occurrence that takes place during more than one MLC period will be deemed for all purposes to have taken place during the most recent MLC period in which any part of the occurrence took place, and shall be treated as a single occurrence during such MLC period. No occurrence will be deemed to have taken place after !h~ protected party has knowledge of the alleged bodily IDJury, property damage, personal injury, errors and omissions, or advertising injury that gave rise to the occurrence. MEMORANDUM OF LIABILITY COVERAGE 1 DID 1 120 J 6-1 DID 1 120 17 For the WASHINGTON COUNTIES RISK POOL JOINT SELF-INSURANCE LIABILITY PROGRAM - 2