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discharge as of the time of referral. The COURT shall promptly inform the AGENCY, in writing , of any notice they receive that concerns any bankruptcy filing by any consumer. 5. Compliance with Laws. Collection activities by the AGENCY shall be in strict compliance with all State and Federal laws existing at the time of collection activity. These laws included, but not limited to, Chapter 19.16 RCW (the Collection Agency Act), Chapter 19.86 RCW (the Consumer Protection Act), RCW 3 .02.045 (governing use of collection agencies by courts of limited jurisdiction), Public Law 95-109 (the Fair Debt Collection Practices Act) and all applicable laws and regulations of the United States Departments of Postal Services and the Federal Trade Commission. 6. Legal Action & Work to be Performed. The AGENCY shall do all work and furnish all equipment, labor and materials necessary to collect unpaid judgments assigned to the AGENCY by the COURT. The judgments assigned will be chosen at the sole discretion of the COURT. 6.1. The AGENCY will provide a thirty-day notice for the COURT prior to assigning the judgments for collections. The AGENCY will bear all expenses for the producing of this notice. This final notice will be designed to meet the approval of the COURT and will reflect that payment is to be made to the COURT. A representative of the AGENCY will be made available to the COURT for the purpose of collection preparation. 6.2. The AGENCY will make all reasonable efforts to collect the COURT'S judgments without litigation. 6.3. Additional legal action by the AGENCY will be taken only after reasonable collection efforts have been made. Unless otherwise agreed, legal costs and fees will be paid by the AGENCY and not the COURT, and will be recoverable from the consumer where allowed by applicable law, out of first monies recovered. 7. Insurance and Surety Requirements. For the duration of this contract, the AGENCY shall maintain in full force and effect and shall provide evidence of all insurance required by Lower Kittitas County District Court, including, but not limited to, evidence of insurance against personal injury liability, comprehensive general liability, workers compensation and automobile liability insurance . The AGENCY's insurance shall name Kittitas County additional insured and said coverage shall be primary and non-contributory. Additionally, the AGENCY will provide a fidelity bond in the sum of $1 ,000,000.00 . Enclosed please see Attachment A: Certificate of Insurance. The AGENCY hereby waives all rights of recourse, including any right to which another may be subrogated, against Kittitas County for personal injury, including death, and property damage. The AGENCY will assume full responsibility for all loss or damage from any cause whatsoever to any tools, the AGENCY's employee-owned tools, machinery, equipment, or motor vehicles owned or rented by the AGENCY, or the AGENCY's agents, suppliers or contractors. 2